Portland Personal Injury Lawyer

The Portland Personal Injury Lawyers at the Richard Rizk Law Office are there for all persons injured, harmed or hurt due to the negligence or fault of another. Our attorneys have decades of experience in helping those in need and we offer a free, no obligation case evaluation if you have been injured in Portland, or anywhere within the state of Oregon. Call our offices at 503.245.5677 to speak with an attorney.

AVVORichard Rizk Law Office

0434 SW Iowa Street
Portland, OR, 97239

Phone: 503.245.5677
Get Directions

‘Personable’ Personal Injury Lawyer Portland OR.

“Richard Rizk is a client’s hope — an honest, non-greedy, and very warm personable lawyer. He definitely knows the methods of powerful insurance firms and how to untie the knots they use to bind claims for no action.”
— R.A.

Justice for You

You were harmed and it’s not your fault. You are hurting and the situation is, scary and humiliating. You might be angry. Your head is reeling. You are not sure what to do – or who to trust.

Now is the time to heal and rebuild, not haggle over fault, damages or insurance coverage. Insurers hire teams of monitored, measured and highly trained professionals with one goal: pay as little as possible on your claim.

Bicycle Hit and RunYou, on the other hand, have been inundated with cute insurance company ads luring you to believe insurers are on your side. Why? So they can sweep in and quickly settle your claim for peanuts with less resistance.

In recent history, insurers have been very successful extracting low settlements from unrepresented injured people. Following the great recession, everyday people had little money. In a financial pinch, injured folk everywhere settled for pennies on the dollars to meet financial obligations. As more financially strapped claimants accept low-ball settlements, the median claim value decreases. In this way, insurers are rewarded for undervaluing claims, reinforcing low ball tactics.  You need a lawyer with experience, expertise, and passion to fight for justice for you. Richard Rizk is that attorney!

Rizklaw.com: Your personal injury law guide.

Rizk Law.com provides you with valuable information to guide you through the personal injury and insurance claim maze. Because, without expert help no one can effectively fight an insurance company army—especially while still traumatized by serious injury, death or long-term disability.

Remember, insurance claims examiners are not your friend. They are potential witnesses who could testify against you. On the other hand, insurers need certain information to process claims.

It’s a delicate balance. Even if you say all the right things, a claims examiner’s memory may differ from yours. And, winning a he /she said contest against an insurer is a steep uphill battle. Don’t go there. Let Rizk Law be your guide.

Contact Richard Rizk – Personal Injury Attorney @ 503-245-5677 or email him at at rich@rizklaw.com to get help with your accident, personal injury, and insurance claims.

The Dark Side

A view from the dark sideConfessions and Insights of a Former Insurance Defense Attorney & Claims Examiner

From 1990 to 1996 I worked as Nationwide Insurance and Wausau Insurance in house counsel. In that role I defended workers’ compensation claims, slip and falls and car accident injury claims. From 1996 to 2000 I supervised and negotiated resolution of environmental claims and litigated cases nationally from Nationwide’s satellite home office in suburban Chicago. Since then, I have switched to the side of righteousness and justice representing and litigating and resolving personal injury and insurance companies in Oregon and Washington state. Along the way, I have learned many valuable lessons and insights, I share 10 with you here.

View the full article here

Respected Insurance Veteran

AVVOMr. Rizk has extensive experience in the field of insurance law. He is a passionate and effective advocate for the rights of the insured. I endorse this lawyer.”  –Jeremy Craft (Non- affiliated Lawyer)

Maximizing large loss claim recovery requires timely identification and triggering of rights and duties, under sometimes conflicting insurance provisions. Richard Rizk is one of few Oregon lawyers with the experience to efficiently harvest insurance benefits in the context of your catastrophic personal injury claim or large loss property loss.

The key to large loss resolution is accessing money to pay for the loss. Insurance is, by far the largest potential single source of funds to pay for catastrophic losses. As a result, a deep understanding of insurance and the interplay of various coverages is at the heart of effective large loss resolution.

Helping everyday people, like you.

I have effectively resolved automotive injury, environmental and long-term disability claims against America’s most powerful companies. My goal is successful resolution of your claim quickly and for the greatest amount possible.

Personal Injury Attorney Richard Rizk Portland, Oregon

Richard Rizk
Attorney at Law

“Helping Everyday People, Every Day” is not just a slogan. It is my passion. I seek justice for you, an injured and/or disabled person facing a powerful insurance company or employer. Why? Because helping folks in claim distress make the best use of my unique blend of insurance defense and inside claim handling experience. I worked for insurance companies or their law firms from 1990 to 2001. As a result, I know insurers and employers have great power and sometimes abuse that power. I now work to prevent that from happening.

I opened Rizk Law Offices in 2002. I have a big heart and insights only a former insurance attorney can have. Call me if you think I might be able to help you. – Richard H. Rizk

Result Oriented

“Rich pretty much guaranteed the club’s future for the next 50 or 100 years by resolving this lawsuit.” T. F., Oregon State Bar Bulletin, January 2011

“Three attorneys, upon separate accounts over several years, failed to achieve monetary compensation. One attorney, who knows Richard from law school, recommended his firm. What three attorneys could not accomplish over a decade, Richard was able to settle within a year’s time.”  R. A. (Former Client)

 

Former Insurance Company Lawyer

rizklawRichard Rizk knows how insurers and employers think because, over the course of a decade, he strategized for insurers and the employers they insure. As an environmental claims attorney Mr. Rizk, over four years    (1996-2000), managed defense of high-exposure environmental claims and suits on a national basis for Nationwide Insurance. And, earlier (1990-1996) as an insurance defense attorney for Wasusau Insurance, he defended Oregon employers in disability and injury litigation. Rich first drafted disability appeals in the mid-1980s for Oregon’s SAIF (State Accident Insurance Fund).

In 2002 Mr. Rizk opened his own law firm to help the underserved and deserving…everyday people up against powerful insurers and employers. Hire the personal injury lawyer who insurers relied on for so many years. Richard can motivate insurers and employers to pay claims because for a decade he was the legal mind of insurers and employers. More about RizkLaw and Our Team

Here’s what others are saying…

Passionate, Caring & Experienced

Mr. Rizk has extensive experience in the field of insurance law. He is a passionate and effective advocate for the rights of the insured. I endorse this lawyer.”  

Jeremy Craft (Non- affiliated Lawyer)

“My confidence level in using his skills to assist me in this matter went to the “top of the chart” by the end of our conversation. His passion for assisting individuals became absolutely clear to me in our conversation.”

Captain Rutter, (Commercial Airline Pilot)

“He (Mr. Rizk) has extensive experience in insurance related matters and remains passionate and dedicated in his representation. I fully endorse and recommend him.”

Randal Acker  (Non- affiliated Lawyer)

“Mr. Rizk was assertive, thorough, creative and caring. He helped me through one of the roughest times in my life and in the end I got the benefits and justice I deserved.”

A. S. (Former Client)

Posts by: 

What Causes Rollover Crashes?

Although rollovers can happen to almost any vehicle type, National Highway Traffic Safety Administration (NHTSA) statistics indicate that trucks and other vehicles with a high center of gravity are most likely to roll over. On August 15, 2014 at approximately 3:50 a.m., a truck pulling a trailer loaded with nearly 38,000 pounds of empty glass bottles was traveling southbound on Interstate 5 near milepost 44. The truck and trailer traveled onto the right shoulder where the driver over-corrected, causing the trailer and truck to roll onto their sides. Both vehicles then slid over a hundred feet before coming to rest. Excessive Steering Causes Vehicle Instability Rollovers tend to occur when drivers overcorrect their steering as a panic reaction to an emergency or a wheel going off the pavement’s edge. At highway speeds, overcorrecting or excessive steering can cause a driver to lose control, forcing the vehicle to slide sideways and roll over. Gradually Reduce Speed to Maintain Vehicle Control Rollovers are more likely to occur on undivided, two-way rural roads and highways or divided roads with no barriers. When a vehicle goes off a rural road, it can overturn when it strikes a ditch or embankment or is tripped by soft soil. If your vehicle leaves the roadway, gradually reduce speed. Then, ease the vehicle back onto the roadway. Keep Tires Inflated and in Good Condition Improperly inflated and worn tires inhibit your ability to maintain vehicle control and may cause your vehicle to slide sideways on wet or slippery pavement, causing it to slide off the road and roll over. Maintain tires properly and replace them when necessary. Don’t Overload Your Vehicle Consult your vehicle’s owner’s manual to determine the maximum safe load and proper load distribution. Any load placed on the roof will be above the vehicle’s center of gravity, and will increase it’s chance of rolling over.

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Summertime Mount Hood Traffic

A most memorable summertime traffic jam to avoid occurs in late August, the weekend of the Hood to Coast Relay Race In 2011 the annual event drew over 20,000 runners and included 250 teams over 2010. The net result? 500 more vehicles than in 2010. Most teams use vans to shuttle runners along the 36……

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Oregon Insurance Claim Practices Law

“Can an insurance company really do that?” is a question I am regularly asked. With some exceptions (such, for example, employer provided disability plans) insurers are regulated by state, not federal law. In Oregon, our starting point for assessing an insurer’s practices is……

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Do not obey

  In 1961 Yale psychologist Stanley Milgram performed “shocking” experiments which revealed human bias toward following orders—even in the face of evidence that compliance caused harm (in the form of a shock) to others. After a car crash you promptly and dutifully call your insurer to provide the details. Your auto insurance co. sends you a packet with forms asking about the accident, your wages, your medical providers and Medicare eligibility. Your insurer also asks that you sign and return a medical release. Generally speaking, you should provide your auto insurance carrier the information it needs to evaluate and pay medical costs and wage losses under its PIP (Personal Injury Protection) coverage. Plus, you have a duty to cooperate with your insurer’s investigation per the terms of your policy. You also receive a second packet. This one looks “official” and very similar to the packet you received from your own insurance company, except for one detail. This second letter is from the insurance company for the other driver. Should you dutifully complete and return? NO. DO NOT COMPLETE FORMS FOR THE OPPOSING INSURANCE COMPANY. Unlike your insurance company, you have no contract with the other insurance company. To the contrary, the only reason you know about the other insurance company is because someone it insures caused you harm. The other insurance company is gathering information to help it defend against your claim and set reserves. THE OPPOSING INSURANCE COMPANY INSURERS SOMEONE WHO HARMED YOU, YOUR LAWYER WILL TELL THEM WHEN TO JUMP, NOT THE OTHER WAY AROUND. As we learned from Stanley Milgram, humans tend to obey orders from figures of authority. Don’t fall for it. Adjusters for the opposing insurance company are potential witnesses who could testify against you. You owe them nothing. They owe you compensation for your injuries. Not the other way around. The information the opposing insurance company needs to evaluate your claim should be presented at your convenience through your lawyer, not at the convenience of the insurer for the wrong doer.

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ACA Provides New Opportunities for Entrepreneurs

The Affordable Care Act, while creating challenges for some businesses, could benefit a particular group of business people: entrepreneurs. Before ACA, those considering leaving a job with good health insurance to start a business faced a challenge in purchasing health insurance on the individual market. Costs were high, and those with pre-existing conditions in many cases were excluded. Without a spouse with a job providing health insurance, quitting a day job was difficult if not impossible. “Men and women with poor family health and no access to a spouse’s health insurance were significantly less likely to give up an employer plan and start a new business than were those with access to insurance through their spouses,” said Robert Fairlie, a RAND economist. “Those with access to a spouse’s health insurance plan are much more likely to become self-employed.” Self-employment rates also rise when Medicare becomes available to U.S. workers at age 65. There is a large and statistically significant increase in business ownership rates when U.S. workers turn 65 and qualify for universal health care coverage under Medicare. Fewer New Businesses since Recession New businesses are important for the economy. About 10 percent of startups take off to create hundreds of jobs. Statistics show that fast-growing businesses account for over 50 percent of all job creation in the United States. Since the financial crisis hit five years ago, there are 5% fewer new businesses getting started than before the recession. In uncertain economic times, it’s harder for entrepreneurs and investors to take the risk; not a good trend when the country needs more jobs. The engine of job growth, young, fast-growing companies, is still sputtering along at the lowest level in 25 years. ACA Provides Opportunities for Entrepreneurs The ACA health exchanges provide a set of opportunities that didn’t previously exist. The ACA could actually help small firms compete for employees, because they could essentially use the exchanges as their health insurance plan. Dane Stangler, vice president of research and policy at the Kauffman Foundation, believes the ACA could help boost employment by creating somewhere around 25,000 additional new businesses each year.

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