Automobile insurance sold in Oregon must contain at least, $25,000 per person / $50,000 per crash “underinsured” motorist coverage. Underinsured motorist coverage, also known as “UIM” coverage protects drivers who are hurt by an at-fault motorists without sufficient insurance liability limits to cover the damages he or she caused. Keep in mind that, in Oregon, UIM coverage is triggered only when the bad driver’s liability insurance is less that the limits of the good driver’s UIM coverage.
Underinsured Motorist Coverage:Oregon
About the Author: Richard Rizk
“Helping Everyday People, Every Day” is not just a slogan. It is my passion. I seek justice for you, an injured and/or disabled person facing a powerful insurance company or employer. Why? Because helping folks in claim distress makes best use of my unique blend of insurance defense and inside claim handling experience. I worked for insurance companies or their law firms from 1990 to 2001. As a result, I know insurers and employers have great power and sometimes abuse that power. I now work to prevent that from happening. I opened Rizk Law Offices in 2002. I have a big heart and insights only a former insurance attorney can have. Call me if you think I might be able to help you. – Richard H. Rizk