Since PIP ( personal injury protection) coverage is not available for pedestrians or bicyclists, if you riding a bike or walking when struck by a motor vehicle, the other driver’s insurance should pay your medical bills. PIP coverage is Oregon’s no fault medical and wage loss protection for those injured in traffic accidents. When and if personal injury protection coverage limits are exhausted the bad driver’s PIP coverages may also apply to you if you do not also carry health insurance.
PIP for Pedestrians & Bicyclists
About the Author: Richard Rizk
“Helping Everyday People, Every Day” is not just a slogan. It is my passion. I seek justice for you, an injured and/or disabled person facing a powerful insurance company or employer. Why? Because helping folks in claim distress makes best use of my unique blend of insurance defense and inside claim handling experience. I worked for insurance companies or their law firms from 1990 to 2001. As a result, I know insurers and employers have great power and sometimes abuse that power. I now work to prevent that from happening. I opened Rizk Law Offices in 2002. I have a big heart and insights only a former insurance attorney can have. Call me if you think I might be able to help you. – Richard H. Rizk