Oregon law requires all non-commercial auto insurance policies to have at least $15k in no-fault healthcare and wage loss coverage. This coverage is commonly known as Personal Injury Protection (PIP).  This coverage was designed to provide minimum health insurance protection for persons injured in an auto accident, regardless of fault.

So, you might be surprised to know that while PIP coverage is available for Oregon motorcycles riders, that coverage is not required. The result? Many Oregon seasonal motorcycle riders go without insurance to help pay for motorcycle injuries. If you ride, please purchase PIP coverage with significant limits as health insurers commonly deny medical claims for riders who choose not to purchase PIP coverage. Even a relatively minor crash can result in huge medical bills. On the other hand, if you find yourself hurt in a motorcycle accident and without PIP coverage. Rizklaw help clients negotiate with medical provide to reduce medical bill claims.