Claim Value- Variable #1: YOU

This is the first post in my weekly blog series: Personal Injury Claim Value: Key Variables. During the past 25 years I have quantified claims big and small–as a large loss claims analyst (1996-2000), an insurance defense attorney (1990-1996) and since 2000 as a plaintiff personal injury attorney. I dedicate the series to my past clients, adversaries and their insurers whose now resolved disputes laid a pattern of lessons learned.

When it comes to personal injury claims ultimately there is really only one question: How much is my claim worth?”

The short, quick answer is a simple number. A number […]

Fire Season & Head-on Crashes

FIRE and bellowing plumes of SMOKE make this summer particularly dangerous for motorists in Oregon and Washington State. Recognizing this danger, the Oregon Department of Transportation (ODOT) has recently closed several stretches of highway including:

1. Highway 26 ( at and around Warms Springs) ; and
2. 1-84 ( Pendleton to Ontario)

Highway 26 and I-84 are two of Oregon’s major significant east-west connecter. While necessary for safety, closures increase traffic on rural two- lane roadways not meant for high volume.

As an inevitable result, impatient drivers more frequently cross the yellow solid line, sometimes with fatal consequences. Meanwhile, plumes of smoke […]

Swimming Pools: More dangerous than Guns

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In the best-selling book Freakenomics, authors Steven Levitt and Stephen Dubner challenge “conventional wisdom” with statistics. In one example, Levitt and Dubner consider the parents of an eight year old girl, Molly. Molly’s parents prohibit her from visiting her friend Amy because Amy’s parents keep a gun at home. So instead, Molly spends time playing in the swimming pool at the home of her other friend, Imani.

Molly’s parents are pleased with themselves for making such a smart choice. According to “conventional wisdom” children should not play where guns are around. The authors point out that according to the data, […]

Resolving Washington State Personal Injury & Insurance Claims

 

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Richard Rizk is now admitted to the Washington State Bar. He is also licensed to practice law in Oregon, Federal Court (9th Circuit), Oregon District Court and Illinois (currently inactive). Mr. Rizk became familiar with Washington insurance laws as a high level claims analyst in the 1990s working to resolve environmental insurance coverage disputes involving insureds including Cadet Manufacturing, Port of Vancouver and Dairygold.