In this Blog category you will find articles about long term disability claim and your right to file for them. Personal Injury suits and insurance claims may require the help of an attorney. A good lawyer can protect your rights under the law.

Requests for Production (Rizk Law Mini-Series EP02)

In this video short, join Rizk Law’s paralegal, Don Nash, as he briefly introduces the Request for Production document, an important aspect of any litigation. Whether you are a potential client with a recent injury, or you are unfamiliar with the process of resolving your claim for an injury, Don will have some useful tips.

Intel Severance Agreements: Devil in the details


Intel workers probably do not realize what is given up when a severance agreement is signed. Severance agreement terms may differ among classes of employees. Some Intel severance agreements may include a term forfeiting rights under ERISA. ERISA is the vast federal law governing employee benefits including pensions and disability. Signing such a release could mean forfeiting long term disability benefits, for example. Do not sign an Intel release unless you are absolutely sure what you are getting and….giving up.

By |June 15th, 2015|Employment Law, Long Term Disability|

Resolving Washington State Personal Injury & Insurance Claims



Richard Rizk is now admitted to the Washington State Bar. He is also licensed to practice law in Oregon, Federal Court (9th Circuit), Oregon District Court and Illinois (currently inactive). Mr. Rizk became familiar with Washington insurance laws as a high level claims analyst in the 1990s working to resolve environmental insurance coverage disputes involving insureds including Cadet Manufacturing, Port of Vancouver and Dairygold.


Can New Fibromyalgia Test Prove Disability?

Until now, proving disability in Fibromyalgia cases required a health provider’s report ruling out other conditions through physical exam and various blood tests. A blood test called FM/a may now be available to help diagnose fibromyalgia.

Fibromyalgia is a potentially debilitating disorder that causes chronic, body-wide pain, fatigue and “brain fog.” It affects more than 12.3 million people in the United States, according to the American College of Rheumatology.

FM/a Test May Help Provide Fibromyalgia Diagnosis

EpicGenetics claims to have produced a new test called FM/a, that identifies markers produced by the immune system blood cells in people with fibromyalgia. The […]

By |March 23rd, 2014|Long Term Disability|

The 529-ABLE Act: to Secure a Future for Those with Disabilities

When a sensible bill like the Achieving a Better Life Experience (ABLE) Act that has a long list of benefits, solves a pressing problem, and has bipartisan support, yet for seven years has not been passed, Congressional gridlock is to blame.

What is a 529-ABLE Plan?

The purpose of the 529-ABLE Act is to provide a tax‐deferred savings vehicle for persons with disabilities. It would help those with disabilities and their parents and caregivers, allowing them to put money into tax-deferred savings plans like the 529 plans that parents use to save for college. 529-ABLE accounts would be especially helpful for […]

By |March 16th, 2014|Long Term Disability|

My Long Term Disability Insurer is so nice…not!!!

A familiar call: “Mr. Rizk, my long term disability insurer is so nice…it agreed to hire a social security law firm for me, get this, FOR FREE! I once thought insurers were mean, self interested…I was wrong…these guys really care.” Reality: Many long.....

By |February 13th, 2014|Long Term Disability|

New PTSD Classification System Aids Diagnosis

Recent changes to the way Post-Traumatic Stress Disorder (PTSD) is classified are helping doctors diagnose and treat this condition. Post-Traumatic Stress Disorder (PTSD) is a mental health condition that is triggered by a terrifying event. Symptoms may include flashbacks, nightmares, and severe......

By |February 11th, 2014|Brain Injury, Long Term Disability|

What You Need To Know About Disability Insurance

In the US a disabling accident occurs on average once every second. Nearly 18.5% of Americans are currently living with a disability, and 1 in 4 persons in the US workforce will suffer a disabling injury before retirement. What Is Disability Insurance Income Disability, often called DI or......

By |February 7th, 2014|Insurance Law, Long Term Disability|

What to Do If an IME Report Denies Your Claim

If you feel that the Independent Medical Examination (IME) your health insurance company or employer required you to take has unfairly concluded that you have reached maximum benefit from your injuries and no longer need care, there are things you can do to counter that decision. How to Challenge......

By |January 30th, 2014|Insurance Law, Long Term Disability|

The Not So Independent Medical Examination

Sometime during the course of your treatment for an injury, your health insurance company or employer may require you to submit to an independent medical examination (IME) to determine if you need further care for your injury. What you say and do during this examination can determine whether or not......

By |January 30th, 2014|Insurance Law, Long Term Disability|