In the US a disabling accident occurs on average once every second. Nearly 18.5% of Americans are currently living with a disability, and 1 in 4 persons in the US workforce will suffer a disabling injury before retirement. What Is Disability Insurance Income Disability, often called DI or disability income insurance, provides income when a…
If you feel that the Independent Medical Examination (IME) your health insurance company or employer required you to take has unfairly concluded that you have reached maximum benefit from your injuries and no longer need care, there are things you can do to counter that decision. How to Challenge a Bad IME Report IMEs are…
If you were hurt by any state, county, or city entity or worker, you will need to first file an Oregon Tort Claim Notice, which is an official notice for a state, city, or county public body that you believe you have grounds for a lawsuit. Filing an Oregon Tort Claim Notice Because there is no form…
Getting disability benefits for Attention Deficit Hyperactivity Disorder (ADHD) is difficult but not impossible. To qualify for benefits, a child must have all three symptoms of ADHD: severe inattention, impulsiveness, and hyperactivity, that causes limiting “conditions resulting from ADHD.” ADHD Qualifiers There are two sets of conditions to qualify for benefits, one for children under…
Rotational Acceleration Causes Concussions Football helmets today are designed to withstand linear acceleration so they’re good at protecting the skull from fractures and to some degree lessening the jarring of the brain inside the skull. However, according to latest research, most concussions that cause traumatic brain injury are more the result of “rotational acceleration”- a…
As scientists confirm that football and other high-impact sports can leave lasting brain damage, companies are marketing “anti-concussion” equipment to coaches, parents and children that, neurologists say, probably does not work. Neurologist Featured in Senate Hearing Jeffrey Kutcher, chairman of the American Academy of Neurology’s sports section, said at a Senate hearing October 16, 2013,…
There are two to three injuries every day for every 1,000 people skiing and snowboarding. Despite the different equipment required for each sport, the injuries are quite similar. Those under 18 have the highest incidence of injury. Women get injured at a slightly higher rate than men, but when men get injured their problems tend…
After a personal injury lawsuit is filed, insurance companies and attorneys for both parties (or a judge and jury in a court case) agree on a settlement amount to compensate the injured party. A settlement amount includes compensatory damages, a dollar amount intended to compensate the injured plaintiff for what was lost due to the accident…
Under Strict Liability, if your dog bites someone, you are liable for injuries caused by that attack, unless you live in a state with a “One-Bite” rule, such as Oregon. Dog Owners Get a Free Pass with One-Bite Rule Under a One-Bite statute, a dog’s owner is liable for injuries the dog causes only if the owner…
Accidents and Fatalities Prompt New Regulations To prevent infant death and injury, in October 2013 the U.S. Consumer Product Safety Commission (CPSC) approved a new standard to improve the safety of bassinets and cradles. The voluntary standard for bassinets and cradles was first approved in 2002, as ASTM 2194, Standard Consumer Safety Specification for Bassinets and…