In the US a disabling accident occurs on average once every second. Nearly 18.5% of Americans are currently living with a disability, and 1 in 4 persons in the US workforce will suffer a disabling injury before retirement. What Is Disability Insurance Income Disability, often called DI or disability income insurance, provides income when a…
Question: I was injured in a car accident in Oregon while on the job. Is this a workers’ compensation matter or a car accident claim? Answer: Both, but it’s complicated Explanation: When you are driving in while working are injured as a result of a third party, you have a potential workers’ compensation claim as well as a…
If you have completed all required paperwork with your initial application for Social Security Disability, responded promptly to Social Security requests for information, submitted your medical records early in the process and then received a denial of benefits, you may appeal the decision and request a hearing with an administrative law judge—and wait. Shortening the…
Whether for political reasons or failing to see financial benefits at little or no cost, states that have opted out of Medicaid expansion have excluded themselves from federal funding that is paid for by all states. Minimal Cost to States with Medicaid Expansion In 2012, the Supreme Court ruled to allow states to choose whether…
Because “Fans Don’t Let Fans Drive Drunk,” Oregon State Police (OSP), Oregon State Sheriffs’ Association (OSSA), Oregon Association of Chiefs of Police (OACP), and Oregon Department of Transportation (ODOT) urge fans to avoid the penalties associated with wrong choices to get behind the wheel of a vehicle and drive impaired. Choose your MVP, a sober designed…
Your IME will be performed by a doctor, physical therapist, or chiropractor who has not been involved in your treatments. The examination that the doctor or therapist will perform will determine: The cause, extent and medical treatment of your work-related or other injury, where liability is at issue Whether you have reached maximum benefit from…
In 2013, safety regulators with the U.S. Department of Transportation’s Federal Motor Carrier Safety Administration (FMCSA), during Operation Quick Strike, shut down 52 unsafe bus companies, removing 340 vehicles from the road, and more than 240 other bus companies have been targeted for follow-up investigations. Report Cites Blatant Bus Safety Violations Of the 1,300 bus…
If you feel that the Independent Medical Examination (IME) your health insurance company or employer required you to take has unfairly concluded that you have reached maximum benefit from your injuries and no longer need care, there are things you can do to counter that decision. How to Challenge a Bad IME Report IMEs are…
The National Highway Traffic Safety Commission (NHTSA) wants you to know that “the best car seat is the one that fits your child properly, is easy to use, and fits in your vehicle correctly.” Finding a Car Seat That Fits Your Child There are three types of child car seats: Rear-facing: for ages birth-12 months Convertible…
If you were hurt by any state, county, or city entity or worker, you will need to first file an Oregon Tort Claim Notice, which is an official notice for a state, city, or county public body that you believe you have grounds for a lawsuit. Filing an Oregon Tort Claim Notice Because there is no form…